The eminent banker explained just how he started in business:

"I had nothing to do, and I rented an empty store, and put up a sign, Bank. As soon as I opened for business, a man dropped in, and made a deposit of two hundred dollars. The next day another man dropped in and deposited three hundred dollars. And so, sir, the third day, my confidence in the enterprise reached such a point that I put in fifty dollars of my own money."

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