The eminent banker explained just how he started in business:
"I had nothing to do, and I rented an empty store, and put up a sign, Bank. As soon as I opened for business, a man dropped in, and made a deposit of two hundred dollars. The next day another man dropped in and deposited three hundred dollars. And so, sir, the third day, my confidence in the enterprise reached such a point that I put in fifty dollars of my own money."